401k News

News and information for retirement plan sponsors and advisors. Covering the issues ranging from regulation and compliance to plan design and investments. Whether you are running a 401(k) plan, a 403(b) plan or a defined benefit plan, ForexTV Retirement Intelligence Unit is there to provide news, insights and ideas.

Understanding the Difference Between a Record Keeper and Third Party Administrator (TPA)

May 3, 2017

What is the difference between a record keeper and a third party administrator? In a recent article by Brightscope, they asked the question about the differences in service providers, and wondered if plan sponsors knew the difference. Running a qualified ...

Why Health Savings Accounts Are Among the Best Ways to Save for Retirement

May 3, 2017

Why Health Savings Accounts Are Among the Best Ways to Save The issue of tax reform has the 401k industry on edge…and that does not seem to be such a bad thing according to many advisors attending the NAPA conference ...

Why Retirement Plan Auto Portability is Important to Every Plan Sponsor

May 3, 2017

What is Retirement Plan Auto Portability? Retirement Plan Auto Portability is the concept of rolling-over employee retirement accounts when an employee leaves a company and starts to work for another company with a qualified retirement plan. The Employee Benefit Research ...

A Plan Sponsor’s Guide to the 401k Advisor and Provider Market

May 3, 2017

ForexTV Retirement Intelligence Unit set out to analyze the distribution of 401k Advisor market, RIA/Broker-Dealers and 401k Providers; as well as distribution of assets. We wanted to know what the 401k market looks like and how will it change ...

Roth 401(k) Versus Traditional 401(k): The Choice Is Not So Obvious

May 1, 2017

What are the benefits to the Roth 401(k) versus traditional 401(k)? Some suggest that it is a great deal for younger workers. The truth is, if at all, the benefit will be different for everyone and it’s a bit of ...

What’s the Best Way to Find a 401k Advisor for Your Company Plan?

May 1, 2017

As a plan sponsor you are likely looking for a 401k advisor or other retirement plan advisor who can do multiple things professionally that are related to your company retirement plan. The roles and responsibilities of a plan sponsor are ...

Understanding Smart Beta; Plain Speak for Plan Sponsors

May 1, 2017

If the term “smart beta” gets you scratching your head, don’t worry, you’re not alone. But chances are, you have heard about it, at least once in the past year. For many HR professionals that have been thrust into the ...

Top Ten Things Every Plan Sponsor Should Know About Health Savings Accounts (HSA’S)

May 1, 2017

At a Plan Sponsor program conducted at New York University recently a group of 20 plan sponsors gathered to talk about issues they face in managing their company retirement plans. One of the hottest topics continues to be Health Savings ...

Can Robo-Advisors Survive as a Stand-Alone in the Retirement Industry?

May 1, 2017

In the popular science- fiction film, Rise of the Machines, against all odds, humans prevail over their artificial intelligence robot counterparts. In a “life imitates art” moment, the stagnation of robo-advisors in recent years in the retirement industry may be ...

Hardship Distributions from 401k Plans Addressed by IRS Working Paper

April 30, 2017

The US Internal Revenue Service (IRS) has issued new guidelines for substantiating hardship distributions from 401k plans, referred to as Employee Plans (EP). The memorandum from the Treasury Department “sets forth substantiation guidelines for EP examinations. Employees examining whether a section ...