401k News

News and information for retirement plan sponsors and advisors. Covering the issues ranging from regulation and compliance to plan design and investments. Whether you are running a 401(k) plan, a 403(b) plan or a defined benefit plan, ForexTV Retirement Intelligence Unit is there to provide news, insights and ideas.

The Top 7 Reasons Almost 33% of American Workers Have Saved Nothing for Retirement

April 28, 2017

There are many reasons people do (or don’t do) the things they should. According to GoBankingRates.com, almost 33% of American workers have saved nothing for retirement. That is an astounding statistic and spells trouble for the entire economy down the ...

401k Tax Tip Could Add 0ver $330,000.00 to the Average Plan Participant’s Savings

April 28, 2017

This 401k tax tip may be one of the most powerful ideas you share with your employees. With the tax deadline just passing and many employees deciding what to do with their refund, it’s a great time to teach a ...

401k Plan Sponsor Finds Recipe for Success With Lower-Wage Workers

April 28, 2017

Running a 401k or 403b plan can be daunting with most administrators just trying to keep their heads above water. A 401k plan sponsor attending a TPSU program held at Loyola University explains some simple steps she took to increasing ...

7 Reasons Why 401k Loans Are Bad Medicine

April 28, 2017

In speaking with plan sponsors attending The Plan Sponsor University (TPSU) programs around the country, the topic of 401k loans inevitably arises. In almost every program, plan sponsors get somewhat uncomfortable when the subject is addressed. 401k loans are often ...

Delayed Retirement: What Every Plan Sponsor Needs to Know

April 11, 2017

Why should employers care about their employees’ delayed retirement? At plan sponsor events around the country each year we get to meet with hundreds of plan sponsors. When the subject of employees delaying their retirement is addressed, most plan sponsors feel ...

The Rise of the Retirement Hybrid Model, Why HSA’s Are Among the Best Ways to Save

April 1, 2017

The issue of tax reform has the 401k industry on edge…and that does not seem to be such a bad thing according to many advisors attending the NAPA conference in Las Vegas this week. In particular, the Trump administration plan ...