Retirement Plan Investments
There are conflicting opinions about defined contribution (DC) plan participants mixing target date funds (TDFs) with other investment options in their retirement portfolios? For a small percentage of participants, this might be a reasonable strategy, but for most it ...
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401k Investment Automation on the Rise
401k investment automation is on the rise and defined contribution plan participants are reaping the benefits. The trend towards reliance on automated programs and robotic advisory services has participants shunning the do-it-yourself investment strategy. Largely due to the Bush-era Pension ...
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5 Rules Every 401k Investment Committee Member Must Learn
The 401k investment committee may be one of the most complex functions of a plan sponsor in operating a defined benefit plan such as a 401k or 403b plan. Establishing a 401k investment committee requires a fiduciary commitment by its ...
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What do you Know About the Target-Date Fund in your 401(k)?
Target-date Funds can be highly effective, but need investor attention. Communicating with employees about how to invest in their 401(k) is no easy task. When it comes to investing, most employees (and plan sponsors) are prone to paralysis and an ...
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Roth 401(k) Versus Traditional 401(k): The Choice Is Not So Obvious
What are the benefits to the Roth 401(k) versus traditional 401(k)? Some suggest that it is a great deal for younger workers. The truth is, if at all, the benefit will be different for everyone and it’s a bit of ...
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Understanding Smart Beta; Plain Speak for Plan Sponsors
If the term “smart beta” gets you scratching your head, don’t worry, you’re not alone. But chances are, you have heard about it, at least once in the past year. For many HR professionals that have been thrust into the ...
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The Rise of the Retirement Hybrid Model, Why HSA’s Are Among the Best Ways to Save
The issue of tax reform has the 401k industry on edge…and that does not seem to be such a bad thing according to many advisors attending the NAPA conference in Las Vegas this week. In particular, the Trump administration plan ...
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