Retirement Plan Optimization
Can you outlive your 401k? According to a White Paper study released by the World Economic Forum (WEF), “We’ll Live to 100 – How Can We Afford It?” the answer is a definitive NO! To use a popular idiomatic expression ...
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Top 3 Unique Challenges Women Face in Retirement
Challenges women face in retirement are different from those of men in several ways. According to several studies, these unique, gender-driven challenges women face in retirement have to do with lifestyle, social and professional issues. There are three major areas ...
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3 Key Factors in Measuring Financial Wellness Success
Measuring financial wellness success in a company benefit plan has been described by some plan sponsors as similar to herding cats. The idea of financial wellness has been popular in the past few years and indeed the idea of measuring ...
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Top 5 Reasons Health Savings Accounts (HSAs) Rock
Make way for the next big thing in retirement plans: Health Savings Accounts (HSAs). The issue of tax reform has the 401k industry on edge…and that does not seem to be such a bad thing according to some advisors attending the ...
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Sponsor’s Guide to Understanding 401k Fees and Fee Structures
Without question, retirement plan like 401k fees are one of the most important elements for sponsors to understand. Retirement plan and 401k fees can dramatically affect investment performance and are a major component of fiduciary responsibility; not to mention a ...
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Now Almost 40 Years Old, Are Traditional 401(k) Plans Ready For Retirement?
In the relatively short time since the enactment of the Employee Retirement Income Security Act (ERISA) in 1974 and the Tax Revenue Act of 1978, the traditional 401(k) plans have been the a source of great scrutiny and the subject ...
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Why Health Savings Accounts Are Among the Best Ways to Save for Retirement
Why Health Savings Accounts Are Among the Best Ways to Save The issue of tax reform has the 401k industry on edge…and that does not seem to be such a bad thing according to many advisors attending the NAPA conference ...
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Why Retirement Plan Auto Portability is Important to Every Plan Sponsor
What is Retirement Plan Auto Portability? Retirement Plan Auto Portability is the concept of rolling-over employee retirement accounts when an employee leaves a company and starts to work for another company with a qualified retirement plan. The Employee Benefit Research ...
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Top Ten Things Every Plan Sponsor Should Know About Health Savings Accounts (HSA’S)
At a Plan Sponsor program conducted at New York University recently a group of 20 plan sponsors gathered to talk about issues they face in managing their company retirement plans. One of the hottest topics continues to be Health Savings ...
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7 Rules of Employee Retirement Education Every Plan Sponsor Should Know
Retirement plan sponsors have a daunting task of educating participants about the importance of saving for retirement. It seems strange that it could be so difficult to get people to do things to help themselves, but in the end, human ...
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